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Underwriting Maturity Framework

In this data-driven world, there is an opportunity to not only improve underwriting efficiencies, but to fundamentally transform what underwriters do.

The underwriting evolution has shifted away from focusing on process and cost to now harnessing that investment and marrying it with highly accessible third-party data. This allows for deeper underwriting insights to better inform risk selection, exposure analysis and pricing.

Underwriting Maturity

Insurance carriers will find themselves at different points of evolution along this maturity continuum spanning the spectrum of manual/non-standard processes to expansive use of data in the underwriting process. Not all commercial and specialty insurers are ready to evolve at the same pace.

Download to see your path from process-centric to data-centric underwriting.

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