---
title: The Underwriting Maturity Framework | Your Guide to Data-Driven Underwriting | Send
description: Ready to improve your underwriting efficiencies by shifting to a data-driven operating model? See what stage of evolution you’re at and find your path to a data-centric model with the Underwriting Maturity Framework.
image: https://innovate.send.technology/hubfs/image.png
---

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Moving from a process-driven to a  
data-driven operating model

# #underwritingevolution

[Get Started](https://innovate.send.technology/underwriting-maturity#maturity-form)

Underwriting Maturity Framework

In this data-driven world, there is an opportunity to not only improve underwriting efficiencies, but to fundamentally transform what underwriters do.

The underwriting evolution has shifted away from focusing on process and cost to now harnessing that investment and marrying it with highly accessible third-party data. This allows for deeper underwriting insights to better inform risk selection, exposure analysis and pricing.

![Underwriting Maturity](https://innovate.send.technology/hubfs/Underwriting%20Maturity.png "Underwriting Maturity")

Insurance carriers will find themselves at different points of evolution along this maturity continuum spanning the spectrum of manual/non-standard processes to expansive use of data in the underwriting process. Not all commercial and specialty insurers are ready to evolve at the same pace.

Download to see your path from process-centric to data-centric underwriting.

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